What is the travel insurance?

Travel Insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country.

What is visitor health insurance?

It is a form of short-term medical insurance policy that visitors to any country purchase to obtain coverage protection for accidental injury or sickness or illness that occurs during their travel and stay in the host country.

Who can purchase insurance?

Any person travelling on pleasure trip or business trip can purchase travel medial insurance.

Is travel insurance mandatory?

Visitor health insurance is not currently mandatory for all foreign nationals who are temporary visitors to USA, but travelers from certain nations visiting the European Schengen states, UAE, etc. are required to carry valid insurance coverage.

What is Deductible?

A deductible is an amount you need to pay out-of-pocket before your health plan begins to pay for covered medical expenses.

What is co-pay?

A copayment or copay is a fixed percentage of payment for a covered service, paid when an individual receives service. In the United States, copayment is a payment defined in an insurance policy and paid by an insured person each time a medical service is accessed.

What is comprehensive plan?

Comprehensive coverage plans pay a percentage amount for each eligible expense.
Typically, these plans will cover up to 80-90% up to the first $5,000 etc. on a policy, then 100% thereafter. Comprehensive coverage plans typically offer more benefits than basic plans, and also offer coverage for acute onset of pre-existing conditions*.