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RK Insure

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INSURENCE

About us

At RKinsure, our promise is to give you the best protection, with professional yet personal service that shows we truly care about you! As a boutique insurance advisory in Mumbai with a passionate team, we work to give you the insurance cover that protects you and everything you value.

1. EXPERIENCE

15+ years of Industry expertise, Specializing in Marine, Health, Motor, Project & Life Insurance.

2. EXPERTISE

Access to top insurers & brokers, allowing us to leverage their knowledge base & technical support, making us a perfect fit to cater to corporates & retail clintele

3.ECONOMICAL

Competitively priced proposals without compromising on quality of coverage.

Insurance

health insurance

Vehicle Insurance

Marine claim process flow document

The Essential Guide to Cargo Damage

FAQs

Frequently Asked Questions

A. Transit insurance covers goods and/or merchandise while in ordinary transit from one location to another.

A. Your own insurance policy can be designed to meet your specific needs. It can be tailored to ensure sufficient limits of liability, relevant types of coverage and also provides consolidated claims handling. It may also be a less expensive alternative to insurance provided by the transit carrier.

A. Inland transit covers domestic transits via land conveyances and/or air shipments (domestic vessel transits are usually insured under an Ocean Cargo Policy). Ocean Cargo Insurance often provides coverage for international ocean and/or air shipments on a warehouse to warehouse basis (including the land connecting conveyance transits).

A. Coverage for Transit Insurance is often referred to as Warehouse to Warehouse. It is important to note however that coverage is actually determined by the terms of sale used in each transaction (F.O.B., etc.). Coverage is warehouse to warehouse only when the Insured is responsible to provide such coverage based on the sales terms. This coverage attaches at the point at which transit commences, and terminates when the cargo is delivered to the final destination. Both the attachment and termination points may be far inland, many miles from the ports of loading and discharge.

A.  An “Open” marine cargo policy is designed for clients who have a regular turnover of Goods in Transit. The contract will cover all transits that come within the scope of the insurance. Premiums are debited monthly, quarterly or annually. The chief advantage of this type of policy is that the client does not need to report each shipment individually to ensure cover is in place. Instead, they declare shipments as required, or in bulk for a set period, on a set date. The policy is generally written on a wide basis to cover all goods and merchandise usual to the operation of the Insured. The Insured must present the Insurer with all the specific details of their business, including the type of goods involved, limits, and destinations. Shipments outside of the norm, or in excess of limits or geographic allowances, etc. must be reported in advance loading and discharge.

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